1 | Personal Loan to Govt. emp, Individual etc | | | 10.99 |
2 | Personal Loan to Govt. emp | Emp of Board Corp Govt Individual etc | | 10.99% |
3 | Loan Against Salary | All categoris of eligible borrowers | | 9.75% |
4 | Loan Against Salary | | | 10.00 |
5 | Two Wheeler Loan | All categoris of eligible borrowers except staff | | 9.75 & for staff 7.4% |
6 | KCC Term Loans | Individuals | | 9% |
7 | Crop Loan/ST Agri./ Kisan Credit Card | Cooperative Societies & Individuals. | Up to Rs. 300000 & above | 7 % up to 3 lakh for individual & 5.5% for Societies , 9 % above 3 lakh for individual & 5.5% for Societies |
8 | M.T. Agriculture | All borrowers | | 9 |
9 | Floriculture | All borrowers | | 9% |
10 | Irrigation Loan | Coop. Soc. Union federations. / Others inclusive Ind. association Boards Corp. etc. | | 9 |
11 | Tractor Loan | Societies Union federations / Others inclusive Ind. Association Boards Corp. etc. / Commercial | | 9.00 |
12 | Agri. clinic/Agri. Business Centre/ Custom Hiring-Cum Service Centre. | All borrowers | Up to Rs. 2 Lacs / above Rs. 2 Lacs | 9.00 |
13 | Direct Limit to Horticulturists* | | Up to Rs. 50000 / Above Rs. 50000 | 9.00 |
14 | Sponsored cases under Schemes of NB/GOI/NHB etc. (Incl. Rural Go down Loan Scheme) | All categories of eligible borrowers | | 9% |
15 | M.T. Non-Agriculture | T/C Coop. Societies & individuals | | 9% |
16 | House Loan | All categories except staff | | 8.9 |
17 | Personal loan | Emp. of Board Corp. Govt. etc. Others/individuals | | 11.00 |
18 | Vehicle Loan | All categories of borrowers for personal vehicle | | 8.00 |
19 | Vehicle Loan for old car | Govt. Emp. | No slab | 10 |
20 | Hotel/ Motel loan | All categories of borrowers | No slab | 10.00 |
21 | Self-Employment/ K & VIB/SGYS/SJSRY Rural Housing/ SC/ ST Dev. Corp. & Women Dev. Corp /SAMFEX (Non-Farm)/DIC | All categories of eligible borrowers. | | 12.00 |
22 | Term Loan/ CC Limit/ Working Capital Limits to Board & Corps. | Board & corporation etc. | | As negotiated by HO on case to case basis |
23 | SHG/JLG | | | 9 |
24 | L.A.B.O.D. | Upto Rs. 50 Lacs | | .25 percent higher than rate allowed on TD. |
25 | Loan against NSC/ KVP / LIC Policy | All categories of borrowers including banks own staff | | 10.50% |
26 | Cash Credit (Hypothecation Limit) and Working Capital limits to traders | Coop. Soc Union Federations / Individuals | Upto Rs. 5 Lacs Above Rs. 5 Lacs | 9.75 up to 5lakh, above 9.75 |
27 | Cash Credit (Pledge) Limit | Coop. Soc Union Federations Individuals & others | Upto Rs. 10 Lacs & Above Rs. 10 Lacs | 9.75% |
28 | Swarojgar Credit Card | | | 9.25 |
29 | ICDP Loan | | | As per sanction letter. |
30 | Bank Staff | HBA , Vehicle loan/Personal loan ,Vehicle loan old car , Education Loan , CC Limit | Staff on rolls & Retire staff | 7.40% or all, Eduction loan 7.99, ccl 7%( monthly compounded) , Retired staff at PAR. |
31 | Loan against Property | All categories of eligible borrowers. | | 10.99% |
32 | NRLM/ NULM | All categories of eligible borrowers. | | 7% upto Rs. 3 lakh, 10% Upto 5 Lakh and 10.5% for >5 Lakh |
33 | All Loans except JCCB/Staff Loan | Rs 100/- per annum to be charged for security checking. | Rs 100/- per annum to be charged for security checking. | Rs 100- per annum to be charged for security checking. |
34 | Education Loan | All categoris of eligible borrowers | | 8.75% |
35 | Cash Credit Limit to Contractors | All Categories of Govt. Contractors | | 12 |
36 | Cash Credit Limit Against Immovable Property | All categories of eligible borrowers. | | 12 |
37 | Special Personal Loan/Scheme for Truck Operators. | Truck Operators registered with societies/unions &whose freight accounts are maintained with the Bank. | | 12.5 |
38 | OD HBA | Existing and new customer of the Bank who have availed House Loan | | House Loan Rate +1percent |
39 | Loan Against Salary | Govt. Employees who are drawing salary through the Bank Branches of JCCB. | | |
40 | Two Wheeler Loan | All Categories of borrower except Bank Staff / Bank Staff | | |
41 | Digital Shiksha Upkarn Yojna | All categoris of eligible borrowers | | 9% |
42 | Cash Credit Limit to Contractors | All Categories of Govt. Contractors | | |
43 | Cash Credit Limit | All categories of eligible borrowers. | | |
44 | General Credit Card Scheme(GCC) | | | |
45 | Loan to Self Help Group | | | |
46 | Mukhya Mantri Swavlamban Yojna | | | |
47 | National Rural Livelihood Mission(NRLM) Aajeevika | | | |
48 | Overdraft Policy | | | |
49 | Personal Loan Scheme for Pensioners | | | |
50 | Policy for takeover of Debt of other Banks | | | |
51 | Scheme for Re-Schedulement /restructuring of loans and advances | | | |
52 | Transport Loan Scheme | | | |
53 | Self Employment Loan Scheme/K&VIB/ SGYS/ SC/ST DEV/ MMSY/SJSRY etc | All categories of elibible borrower | Above 5 lakhs | 11% all categories |
54 | Vehicle Loan | commerical purpose | | 9.5% |
55 | LABOD | All other except staff | Above RS 50 LAKHS cash Credit Limts & against 3rd Party secirity | 0.50% higher on interset allowed on TD |
56 | LABOD | Coop Soc/ Coop Instituation | | .25% higher than rate allowed on TD |
57 | Cash credit( Hypothecation Limit) and working Captal Limits to traders | Individuals | | 9.75% |
58 | Cash Credit PDS/ Fertilizers and CC Marketing/ CC Weavers/ CC cLAEN | Coop Soc, Union Federations, Individuals & others | | 9.75% |
59 | DEDS | | | 11% |
60 | Working Capital Loan for Hospitality industry | All categories of elibible borrowers | | 11% |
61 | Working capital Loan for private Bus operator | All categories of eligible borrowers | | 10% |
62 | Gold Loan | All categoris of eligible borrowers | | Term loan 9, Over draft 9, Bullet Gold Loan 95 |
63 | Street Vendor Atam Nirbhar Rin Yojna | All categories of elibible borrowers | | 10% |
64 | Working capital Limits to transporters | All categoris of eligible borrowers | | 10.75% |
65 | Loan to pensioners | All categoris of eligible borrowers | | 10.75% |
66 | PACS as MSC | PACS | | 4% |