| 1 | Crop Loan/ST Agri./ Kisan Credit Card | Cooperative Societies & Individuals. | Up to Rs. 300000 | 7 |
| 2 | M.T. Agriculture | All borrowers | | 11 |
| 3 | Floriculture | All borrowers | | 11 |
| 4 | Irrigation Loan | Coop. Soc. Union federations. / Others inclusive Ind. association Boards Corp. etc. | | 11 |
| 5 | Tractor Loan | Societies Union federations / Others inclusive Ind. Association Boards Corp. etc. / Commercial | | 11 |
| 6 | Agri. clinic/Agri. Business Centre/ Custom Hiring-Cum Service Centre. | All borrowers | Up to Rs. 2 Lacs / above Rs. 2 Lacs | 11 |
| 7 | Direct Limit to Horticulturists* | | Up to Rs. 50000 / Above Rs. 50000 | 11 |
| 8 | Sponsored cases under Schemes of NB/GOI/NHB etc. (Incl. Rural Go down Loan Scheme) | All categories of eligible borrowers | | 11 |
| 9 | M.T. Non-Agriculture | T/C Coop. Societies & individuals | | 12 |
| 10 | House Loan | All categories | | 9.6 |
| 11 | Personal loan | Emp. of Board Corp. Govt. etc. Others/individuals | | 12.5 |
| 12 | Vehicle Loan | All categories of borrowers for personal vehicle Commercial purpose | | 9.50 (Up to 7years) |
| 13 | Vehicle Loan for old car | Govt. Emp. | No slab | 10.5 |
| 14 | Hotel/ Motel loan | All categories of borrowers | No slab | 12.5 |
| 15 | Self-Employment/ K & VIB/SGYS/SJSRY Rural Housing/ SC/ ST Dev. Corp. & Women Dev. Corp /SAMFEX (Non-Farm)/DIC | All categories of eligible borrowers. | | Self-Employment 12.00 PMEGP 12.00 SGSY 12.00 SJRSY 12.00 SCST DEV Corporation (all categories) 12.00 Women Dev Corporation 12.00 SEMFEX Non Farm 12.00 MMSY 12.00 |
| 16 | Term Loan/ CC Limit/ Working Capital Limits to Board & Corps. | Board & corporation etc. | | As negotiated by HO on case to case basis |
| 17 | SHG/JLG | | | 11.5 |
| 18 | L.A.B.O.D. | Upto Rs. 50 Lacs / Above Rs. 50 lacs. / Cash Credit Limits & against 3rd party security. | | 1 percent higher on interest allowed on TD. 1.00percent higher on interest allowed on TD. 1.00percent higher on interest allowed on TD. 1.50percent higher on interest allowed on TD. |
| 19 | Loan against NSC/ KVP / LIC Policy | All categories of borrowers including banks own staff | | 12 |
| 20 | Cash Credit (Hypothecation Limit) and Working Capital limits to traders | Coop. Soc Union Federations / Individuals | Upto Rs. 5 Lacs Above Rs. 5 Lacs | 12 |
| 21 | Cash Credit (Pledge) Limit | Coop. Soc Union Federations Individuals & others | Upto Rs. 10 Lacs / Above Rs. 10 Lacs | 12 |
| 22 | Swarojgar Credit Card | | | 12 |
| 23 | ICDP Loan | | | As per sanction letter. |
| 24 | Bank Staff | HBA Vehicle loan/Personal loan Vehicle loan old car CC limit LABOD Retired Staff | Staff on rolls , Retired Staff | 8.50 8.50 10.00 8.00(Monthly Compounded) 0.25percent higher than the interest allowed on TD 0.25 percent higher than the interest allowed on TD. |
| 25 | Loan against Property | All categories of eligible borrowers. | | 12 |
| 26 | NRLM | All categories of eligible borrowers. | | 12 |
| 27 | All Loans except JCCB/Staff Loan | Rs 100/- per annum to be charged for security checking. | Rs 100/- per annum to be charged for security checking. | Rs 100- per annum to be charged for security checking. |
| 28 | Education Loan | Individual / Bank Staff | | 10.50 8.50 |
| 29 | Cash Credit Limit to Contractors | All Categories of Govt. Contractors | | 12 |
| 30 | Cash Credit Limit Against Immovable Property | All categories of eligible borrowers. | | 12 |
| 31 | Special Personal Loan/Scheme for Truck Operators. | Truck Operators registered with societies/unions &whose freight accounts are maintained with the Bank. | | 12.5 |
| 32 | OD HBA | Existing and new customer of the Bank who have availed House Loan | | House Loan Rate +1percent |
| 33 | Loan Against Salary | Govt. Employees who are drawing salary through the Bank Branches of JCCB. | | 11.75 |
| 34 | Two Wheeler Loan | All Categories of borrower except Bank Staff / Bank Staff | | 11.99 8.50 |